Individuals Toolkit

Looking to enhance your financial knowledge? You’ve come to the right place. Here you’ll find information that will help set you up for success when it comes to creating a budget, maintaining your credit score or making the leap into payment cards. Click each topic header to unlock educational videos, handouts and more.

Cost of Cash

Payment cards provide a safe, convenient alternative to using cash for everyday transactions. In this toolkit, you can learn how to use payment cards to save precious time and money.

Mastering the use of payment cards, even ones with fees, provides greater value in buying power, convenience, safety and financial management. This toolkit tells you everything you need to know about deciding whether a debit, credit or prepaid card is right for your financial needs.

Creating a Budget and Savings Plan

Budget and savings plans are the foundation for financial success. Learn how to set solid foundations for financial growth by using the resources in this toolkit.

Credit Cards

The resources in this toolkit will help you demystify common misconceptions about credit cards and learn how credit cards can empower greater financial health.

Debit Cards

Debit cards are a simple, easy way for individuals to stay in control of their finances. This toolkit will help you learn about how to get the most benefit out of using a debit card.

Defining and Maintaining Your Credit Score

A credit score is the key to unlocking financial opportunity. The resources in this toolkit will help you understand what a credit score is, how to maintain one, and some of the opportunities that come from having good credit.

Electronic Payments

Electronic payments provide convenience, buying power and better financial management. Use this toolkit to learn more about how to empower your financial future with this important technology.